How can you help?
Charitable ContributionsDirect, tax-deductible charitable donations to a designated capital fund will contribute toward a down payment for unit acquisition.
Charitable LoanBy providing a 3-6% interest loan secured by a deed of trust, you can provide the financing for unit acquisition, helping the initiative build equity over time that can be leveraged for more acquisition.
Profit-Free Real EstateFor those interested in building their own equity, you can purchase a unit in our neighborhood of focus and master lease it to us following our Rent Cap model.
Camino Housing Solutions is putting housing stability within reach.
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In our neighborhood of focus,
Newly listed market-rate rentals are more than 100% of the median household income
73% of renters are spending more than half their income on rent alone, even though the majority are already doubled up due to high cost.
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The average time our neighbors have called this neighborhood home is 20 years. They have built the social infrastructure that now serves as their primary social safety net - an essential asset for a low-income household.
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No. HUD defines affordable housing as income-qualified housing that costs no more than 30% of household income. Affordable housing can often benefit from state tax credits and other federal benefits.
Camino Housing Solutions is providing accessible housing.
Currently, 73% of Renters are spending more than 50% of household income on rent. Much more, in fact.
Renter households with children are spending a median of 60% of total household income on rent.
We are going to bring that number under 50%. Camino Tenants may still be Housing Cost Burdened (as are 41% of all OC residents,) but they will no longer be Severely Housing Cost Burdened.